Financial Planning That Fits Your Life

A young couple enjoys a glass of wine on a patio in summer.
Young Professionals

New to investing? Unsure where to begin? We offer clear, easy-to-use tools and ongoing support to help you build a solid foundation for your life goals.

A young couple drinks coffee in their home. One is working on his computer while the other holds their dog.
Mid-Career Families

You’re balancing a lot—kids, careers, aging parents. We help you make the most of your time and money while staying focused on your goals for today and tomorrow.

A friend group of mature women lounges by the pool. They're all talking and laughing.
Pre-Retirees & Retirees

You’re thinking about income, protection, and the legacy you’ll leave. We bring experience, patience, and personal attention to every conversation about your life and what comes next..

Terms of Service

Effective Date: 11/19/2025

Welcome to the website of Michiana Financial Management dba Zaya Wealth ("Zaya Wealth", "we", "our", or "us"). These Terms of Use ("Terms") govern your access to and use of our website located at Zayawealth.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use the Site.

1. Acceptance of Terms

By using this Site, you affirm that you are at least 18 years of age and are legally able to enter into these Terms. Your access and use of the Site are conditioned on your acceptance and compliance with these Terms.

2. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Your continued use of the Site after any changes indicates your acceptance of the new Terms. It is your responsibility to review them periodically.

3. Use of the Site

You agree to use the Site only for lawful purposes and in accordance with these Terms. You may not use the Site:
• In any way that violates applicable laws or regulations;
• To engage in any fraudulent activity or misrepresent your identity;
• To attempt to gain unauthorized access to any portion or feature of the Site;
• To introduce any viruses or harmful code.

4. Intellectual Property

All content on the Site, including but not limited to text, graphics, logos, images, and software, is the property of Zaya Wealth or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

5. User Submissions

If you submit any content through forms, inquiries, or otherwise ("User Content"), you grant us a non-exclusive, royalty-free, perpetual, and worldwide license to use, reproduce, modify, and display such content in connection with the operation of the Site or our business.You are solely responsible for your User Content and represent that it does not violate any third-party rights or applicable laws.

6. Third-Party Links and Services

Our Site may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content, policies, or practices of any third-party sites or services. You access them at your own risk.

7. Disclaimers

The information provided on this Site is for informational purposes only and does not constitute financial, investment, legal, or tax advice. Use of this Site does not create a client-advisor relationship between you and Zaya Wealth.

The Site is provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Site or the accuracy of its content.

8. Limitation of Liability

To the fullest extent permitted by law, Zaya Wealth and its affiliates, directors, officers, employees, or agents shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site.

9. Indemnification

You agree to indemnify and hold harmless Zaya Wealth and its representatives from and against any claims, damages, losses, liabilities, and expenses arising from your use of the Site or violation of these Terms.

10. Governing Law

These Terms are governed by the laws of the State of Indiana, United States, without regard to its conflict of law provisions. Any disputes arising from these Terms or your use of the Site shall be resolved in the state or federal courts located in Indiana.

11. Contact Us

If you have any questions about these Terms, please contact us at:

Zaya Wealth
Michiana Financial Partners, LLC

Email Us574 - 395 - 6000

What does success feel like?

Success isn’t just about numbers on a page. It’s about how you feel when you think about your future. At Zaya, success feels like clarity instead of confusion, confidence instead of doubt, and knowing you have a trusted partner by your side.

01
You know where you stand and where you’re going.
02
You feel supported, not sold to.
03
You make smart decisions with someone who listens and explains.
Young woman moves into apartment and is unpacking boxes with the help of two friends.A young couple sits on their couch. The woman is pregnant, and they both have their hands on her belly and are smiling. A young couple meets with a mature employee of Zaya Wealth. They're looking at their financial plan on a tablet and all look happy.

Take the first step by completing the Zaya GameBoard.

It’s fast and simple, giving you instant insight into where you stand and where to start the conversation.

Explore Your Financial Priorities
Zaya Logo (gold)
This Website is owned and operated by Michiana Financial Partners, LLC d/b/a Zaya Wealth. Zaya Wealth is an independent office which offers advisory services through United Advisor Group, LLC (“UAG”). UAG is an investment advisory firm registered with the Securities and Exchange Commission (“SEC”) under the Investment Advisers Act of 1940. SEC registration does not constitute an endorsement of the advisory firm by the SEC, nor does it indicate that the advisory firm has attained a particular level of skill or training. UAG and Zaya Wealth are independent entities. Form ADV Part 2A & CRS can be obtained by visiting: https://adviserinfo.sec.gov and searching UAG’s firm name. Zaya Wealth offers additional products or services which are not advisory services offered through or supervised directly by UAG. Neither the information nor any opinion expressed is to be construed as solicitation to buy or sell a security or personalized investment, tax, or legal advice. All content available on this Website is general in nature, not directed or tailored to any particular person, and is for informational purposes only. Neither the Website nor any of its content is offered as investment advice and should not be deemed as investment advice or a recommendation to purchase or sell any specific security. The information contained herein reflects the opinions and projections of Zaya Wealth November 19, 2025, which are subject to change without notice at any time. Zaya Wealth does not represent that any opinion or projection will be realized. Neither Zaya Wealth nor any of its advisers, officers, directors, or affiliates represents that the information presented on this Website is accurate, current or complete, and such information is subject to change without notice. Any performance information must be considered in conjunction with applicable disclosures. Past performance is not a guarantee of future results. Individuals are urged to consult with their own tax or legal advisers before entering into any advisory contract. Variable Insurance policies offered through Benefit Funding Services, LLC (BFS). BFS neither owns nor controls Michiana Financial Partners, LLC/Zaya Wealth. BFS Form CRS can be found here.